Great news – is this QQ? Any concept simply how much it is likely to total up to?

Yes sorry .. QQ .. It’s 1437 plus 8% for 4 years X

Duane Castleman says

Did they feature you such a thing on the response that is final first? They did in my opinion but we almost dropped down my chair laughing whenever it is read by me!!

Yes i do believe about 300 .

It has been so helpful we have actually delivered the next e-mail if I am honest as I just need these defaults off my account they are ruining my chances of buying a house as I had all the loans on my credit file to PDUK and QQ hoping I get a response back anything will be a bonus.

Just gotten this today. The may be the answer the template page ? Does not seem sensible ? Anybody had this of can provide me personally some advice many thanks for the inquiry as well as your persistence although we carried out our research. Our company is needed to make sure your credit report is as much as date. Our obligation to report and improve your loan information to credit guide agencies is scheduled forth in our online privacy policy. Please consider, should your payment that is contractual agreement maybe perhaps maybe not honoured, this could influence your credit report negatively, including a standard being registered.

Our documents indicate loan 1666952 and loan 1772628 contractual repayment dates were maybe maybe maybe not honoured. We reached off for you many times to e to an inexpensive repayment arrangement; nonetheless, all tries to find an appropriate payment arrangement went unanswered. You had been supplied with that loan of 400.00 GBP on 02/08/2010. Your loan ended up being extended an overall total of 4 times. Your final expansion charge payment and payment that is final never ever gotten in complete. Which caused the loan to default and later on transferred to a party collection agency that is third.

With this being stated defaults registered is accurate and certainly will maybe maybe maybe not eliminated.

Since this will be our last reaction about your issues into the above referenced account, if you should be maybe not pleased with this oute i have to make sure that you know about the greatest option of the Financial Ombudsman provider. You’ve got the straight to refer your plaint to your Financial Ombudsman provider, cost-free you should do therefore within half a year associated with the date for this page. Should you not refer your plaint over time, the Ombudsman won’t have our authorization to think about your plaint therefore is only going to manage to achieve this in not a lot of circumstances. For instance, in the event that Ombudsman thinks that the wait ended up being as being outcome of excellent circumstances. We have supplied you with a web link to your hop over to this web site leaflet for the information to help you if you choose to pursue this course that is further of. They could be contacted at

Sara (Financial Obligation Camel) says

While you have actually simply delivered from the plaint, i will be wondering if this would really be addressed to another person and contains e for your requirements in error? Do you recognise the mortgage numbers / dates they mention?

Hi Sara, Every Person

We haven’t updated in some time but have always been very happy to say a refund was got by me of just below 3k from Wonga following the matter went along to an Ombudsman (they ignored the adjudicator). The entries have been taken off my credit score but I’m surprised to look at rating (that I realize is basically worthless anyhow but however) has had a total battering. I was thinking having these entries eliminated would do wonders for my credit history??

Additionally recently had a judgement from an Ombudsman according of Quickquid. Have always been expecting over 3k right straight straight back from their store- any tips just how long they decide to try shell out? It’s been a now and not a word from them despite my repeated emails to them week. Many Thanks all. Jo

Sara (Debt Camel) says

Until you had defaults or want to get a home loan, having paid back loans that are payday doesn’t enhance your rating much.

Good to know the Ombudsman upholding another QQ plaint.

Hi, exactly like to state that Wonga have actually granted me personally having a 3512 reimbursement and I also have accepted. I might likely have been eligible to a lot more than that but i simply desired the nightmare to finish. To not times that are bad 6 months from initial plaint

I will be along the way with QQ. Nonetheless they appear to be dragging here heels a little.

I will be reviewing the other panies caused me therefore hardship that is much despair.

Sara (Financial Obligation Camel) says

great – you might be the 2nd individual today to have an offer in less than 2 months 🙂

Quickquid took over 2 months getting back once again to me personally making an offer we expected of 150 from reading these articles. They were told by me where you should go and left it because of the Ombudsman whom upheld the plaint and awarded me around 1700. QQ took about 10 times to spend once I expected them to just take the complete 30 business days.

Congrats. QQ did exactly the same if you ask me offered me 150 therefore it’s gone into the ombudsman.

This website is great! After reading most of the ments and success tales on right right here, we made a plaint to QQ. They took the total 2 months to create an offer of 150. We rejected their offer and contacted the ombudsman – within 30 days an offer is had by me of 1894.30 . ? Ombudsman stated they couldn’t make sure most of the loans had been unaffordable nonetheless they could see we had bee determined by them ? Just payment that is awaiting

Sara (Financial Obligation Camel) says

Exceptional – was this from an Adjudicator or made it happen need to head to Ombusdman degree?

Simply the adjudicator. I’dn’t supplied any bank statements or payslips like QQ had expected either, simply my page of plaint.

I acquired the questionnaire that is standard QQ and p2p today simply over per week after seeking soa. Sent an image of payslip showing my wage slip can’t find bank declaration. Additionally told them i obtained template page from a financial obligation advise web page no name mentioned as nothing at all to do with them. Only have to relax and wait now! Also payday express contacted me wanting us to confirm current email address ? Simply wonga to reply now others have actually answered roll on sept whenever it must all be sorted could keep updated as I get info and ideally provides

Almost three weeks hence, we delivered down plaints to QQ and also to Wonga. Today, we delivered another one off to Wage Day Advance – we thought the attention on that loan ended up being reasonable nevertheless when we seemed right back I became repaying 94 30 days for 2 years….and the initial loan had been for 300!